Nobody will reach out to you out of the blue and ask you to go buy thousands of dollars of gift cards. In this case, the $3,000 credit was removed from the victim’s account, and now instead of earning $800 he is out $2,200 for the gift cards he bought. Yes, banks accept fraudulent checks all the time, but when they are returned guess who is on the hook for the money? You are. In the meantime, the check is returned to the bank. That way, they can drain the cards immediately. The scammer asks you to send them the PIN from each card. So, if you were having apprehensions, you are now feeling much better. You get the cashier’s check and deposit it. They prey on your desire to make some fast and easy money. They will send you a check for $3,000, but they only need you to buy $2,200 of gift cards. They will have their secretary issue a cashier’s check and send it next day air to you. They can’t leave the conference, so they reached out to you to help them.īut have no fear. Maybe they are at a conference at a remote location, and realized that they needed to hand out gifts. Then they describe a difficult situation they are in. So, when they reach out, there is an immediate familiarity: “Oh, I know who this is.” In this particular case, they pretended to be a contractor that worked for the company employing the victim. The scammer pretends to be someone the person knows. You may think “How on earth does someone fall for something like that?” Here’s how. There are many variations of this scam, but they ultimately involve getting someone to purchase thousands of dollars worth of gift cards and sending the PIN numbers to the scammer. My friend’s father fell for a gift card scam. I never cease to be astounded that people fall for these scams, but today I want to talk about financial fraud in detail in the hope that you can protect yourself. Last week I learned that the father of a family friend had been scammed out of several thousand dollars.
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